Monday, January 25, 2016

When Laundry Day Comes Too Quick

For most weekends include catching up on the household tasks that get life behind during the week. The floors get a little crumby, the tables a little dusty but these are easy fixes. There is probably a pile of something or other that needs to get sorted.

But then comes the laundry game. It's a mountain that needs scaling. You forgot about it over the week, as much as that rubber band was supposed to remind you, put one load in tonight while cooking dinner. You are not superhuman; you wish you could be but those stocks are staring you down and it looks like they are about to win.

I'm not saying this happens to me every weekend, but more often than not, the clothes that I enjoy wearing find themselves in the dirty pile. And Monday morning is the perfect time to realize that and get it all together.

And I'm learning slowly but surely that all these small tasks are endless. They come in between the moments of eating, sleeping, working, catching up with the family. So, as long as there is something else that can cover me and no dire need is present, I'll put it off just a bit longer. Being able to catch up on that book due next week that hasn't been cracked open is a better priority.

As of now, I'm taking this quiet morning moment to type out my thoughts and feelings but also to wash my jeans for the week. I only have enough pairs for a workweek, plus black pants for my restaurant job. It keeps the amount of clothes in my wardrobe to a minimum but makes these mornings a whole lot easier. Perhaps another pair or two are in my future, but that also means a trip to Goodwill because that mountain will not be allowed to get any larger on my watch.

What are those tasks that build up too quickly or that end up being done last minute? 

Tuesday, January 19, 2016

Getting Back On Track...

Changes lately have been derailing a lot of the usual important parts of my life. I keep on saying that my schedule is locked down, and the next week, things have turned into a sludgy mess once again.

There are a couple of objectives that really fell by the wayside the last couple of weeks of 2015. It was partly because of life, but also due to lack of focus and not enough habit built in. Something that can change with frequent participation on my part. And by that I mean truly focusing on what goals I would like to accomplish this year and what is most important in my priorities.

Reading! It was something I really made a concentrated effort to do the first 3/4 of 2015 and made almost no progress those last few months. Even now, I'm having trouble finding quiet time during the mornings to get in a few pages. There's a part of me that wants to wake up a bit earlier everyday for this, but I'm not all fully together at 8 am to truly understand and comprehend whatever it is I'm working on. I've been trying to bring a book with me to work and making lunch time a no phone area and sneaking in a tidbit, which helps me with wanting to read right before bedtime as well.

Being more positive about myself. This is a biggie. Like it should be the first thing I do everyday. Appreciating the wonderfulness of the day to day process of being human and becoming all that I can be. There seems to be a lot of inward negativity that takes hold of me as the day goes along, bringing me down and costing me a great deal of energy. Refocusing this negative into positive behaviors and attitudes will hopefully help me break out of this never ending cycle.

Really focusing on the debt payoff goal. My plan has been refocused with actual numbers and goals that make sense based on my current pay, which of course can fluctuate and is probably not a longterm possibility because 60 hours a week really isn't that sustainable in the long term. But anyway, my goal is to pay off my student loans in three years and my car in 2!

There are a lot of small details that I'm working on. Refinement almost seems like the perfect word, and yet it's not quite there yet. My life is still not smooth enough for the coarseness to be eliminated. It's still a work in progress that is still be hacked here and there and added to in other places. There are still some major parts that need quite a bit of attention, and it probably won't come this year, but maybe just maybe, they'll start hinting outward their greatness.

Monday, December 7, 2015

My Christmas List...

Will be pretty short this year. And that's not unfortunately. For many years, I've always wanted a laundry list of things, not wants, but needs. I'd save myself up for them and then let it all out come November. New pjs, replace the makeup that ran out months ago, you get the idea.

However, this year has been different. Well, not really but still radical. All my desires lately have been squashed. No reason at all, just that there really isn't anything that catches me like it used to. And those needs? Well, they are met for the most part. Being able to pay for not only my wants and needs along with a hefty savings rate has finally made my heart fill with joy. It's no longer a balancing act. It's no longer a hassle to figure out what needs to be paid first.

So, this year my list is short because I don't have really anything to ask for. Perhaps a few candles would be nice. Maybe a gift card for a craft store. Perhaps a book store also?

Is this my move away from wanting? Is this the freeing sense of not desiring anything more? It actually feels kind of nice. To be able to go into a store, look at things, put them down, state how nice they are and walk away.

What I really desire can't really be bought at a store. A few more hours with the ones I love. Seeing them more often over a wonderful home cooked meal or having more time for board games. Those are the things that make me truly happy.

Tuesday, November 17, 2015

How Clean Does It Need to Be...

This past weekend my mom stopped in for a quick visit which was really quite wonderful. But in a way very nerve wracking. Now having to be an adult and call myself one means that I have to make sure she doesn't see me and the house we live in as an expansive teenage room.

With that I dug in a bit deeper as to what was causing so much anxiety.

1. I've been working non-stop lately along with another outside responsibility that was taking up hours of my day. All the hours of all the days. It almost feels like I come home to fall asleep and that's about it.

2. We do not communicate as to what has been done as much as we should. Sometimes we will even expect the other person to get a hint and help out or compliment on a job well done. Sometimes I'll notice it weeks later and wonder about how it got done and whether any little elves were involved.

3. Three pets does not lend to a clean house. End of story.

So my question was how clean does the house need to be before your family comes over? My mom stated that everything looked pleasant. Highly doubt she was lying, and I know the candle right when you walked in the door cleverly hid some of the pet smells.

Perhaps living in the house and knowing each and every nook and cranny that hasn't been cleaned leads me to have vivid nightmares of all the dust bunnies that share our abode. Yet, they don't seem that troublesome at all yet.

Cleaning worries to get off your chest? I've finally finished my outside commitment which has allowed me to gain a better balance in my life. There was a cleaning fest one morning and all fears were calmed. 

Monday, November 2, 2015


Getting something out has been tough the past week. There are countless drafts, a few revisions here and there and it feels as though nothing is still coming together.

Why is that?

I'm not searching for perfection but nothing that I write or tinker with really projects what I've been thinking or doing lately. And it's nothing that exciting at all.

A lot of it has been packing my lunches on a day to day basis. Making sure that the laundry is done and dishes are clean or put away. There are some basic chores that fall to the wayside every now and then, but nothing that a good moping every now and then cannot remedy.

And for some reason those are the most important moments of simple living. Getting the small stuff that many disregard. Those small actions day after day are the ones that save the most. Wearing slippers and turning the thermostat down during the winter months. Cutting out the coupons for household items that are needed despite trying to go without them. It can seem tedious at some points, but in reality it isn't. Being able to find joy in them has made me appear complacent from the outside, but inside a lot more satisfied with the ebbs and flows.

As to money matters, I'm hoping with steady paychecks for the foreseeable future, I'll be able to make getting out of debt a priority and not just an afterthought. It seems that budgeting after the money is gone is what has been happening lately, which is a habit that needs to end here and now. Making a small hole for car repairs and savings will really save me in the long run.

As for the simplicity route, a lot of activities have been building up, which might be good, but can also lead to too booked of a schedule. My mornings have been filled with errands that can be done quickly and efficiently due to the lack of crowds. Grocery shopping is no longer on my most hated list. One thing I would like to transition to is enjoying the quiet aspects of a winter morning, cup of coffee in hand and pen in the other. Whether it be journaling or studying, less movement would probably be best for the season.

And of course the holidays! Perhaps a few more decorations this year will liven up the atmosphere? But more to put up means more to take down. We will see about that...

With the fall winding down and winter approaching, what is it that is still on your to do list for the year? 

Wednesday, September 23, 2015

Spending Week? Let's Just Start Again...

What is the biggest disruption of a planned spending budget? The unplanned changes that go on in life. Last week was full of those, from starting a new job, to having to pay for parking, to being only a one car household for a few days. Yeah, it was crazy for both of us. But for me, there were quite a few changes that kept on poking me in the side.

Parking: Never realized how much parking fees could add up on a day to day basis. It never seemed to be a lot that day, but by the end of the week, my credit card didn't think it that fun at all...

Food: ??? A lot of little snacks were bought this week, stemming from poor planning, to just realizing that all the food that was brought for lunch didnt' last until 1pm, it was just a bit of a hunger fest. So, snacks galore! 

Other: Car deductible. OH life! You keep on making me spend money on things I don't want to...

So, here's to the start of a new week and to positive energy! 

My plans for this week are three no spend days and the word for the next couple months is contentment. Why do I need that word in my life right now? It's because lately, almost everything seems too little, not enough, still lacking. Nothing is getting done or accomplished and the checklist is still growing. Making a list of my wants and needs, but mainly my needs will remind me that in life, I really do have everything. There's nothing more that going to a store or ordering online can provide me. 

Sunday, August 23, 2015

Saturday Review 2...A Day Late

You know what's even worse than knowing your getting sick...being sick over the weekend, knowing that a long week is ahead of you...

Oh well, so is life, but at least I can take this Sunday to relax like I've needed to and catch up on a few projects around the house. I'm one of those type of people that NEEDS to be up and around even if they have a fever and are using a box of tissues every other hour.

So onto everyone's favorite part!

This past week in expenses

Wine: $15 Pretty good for two bottles for the week. I'm happy with this
Food Out: $50 Hmm, Thursday was a big non cook day as you can see...
Snacks: $15 Pretty good as well considering they closed down my favorite spot to get an after work drink... Perhaps this will help cut down this expense!
Meds: $10 To help along the healing process! They definitely helped me get through work Saturday morning!

Total: $90 Not too bad extraneous spending! Definitely better than last week!

This week I also got my car refinanced, which turned out to be a longer than expected process, but will end up saving me about $40 a month! Woohoo! More money for student loans! 

One thing I really need to get doing is instead of tracking what I bought is focus on making sure I stick to my budget. I'm usually under most categories but there are times I could honestly do better. Perhaps I need to go back to using cash only for the rest of the year...

Around the web:

Living On a Bus? Could you imagine that? Even begin to? It's something that I have always thought of and probably would like to do after having kids and entering retirement age. Just travel wherever and whenever. But this place is definitely not your bus from school days.  It makes my toes tingle and my imagination run wild.

Over at Rockstar Finance Mr.1500 talks about his 1M and how he go there. This is inspiring (at least for me who is still working on that route) about how hard work, being frugal and determination can bring whatever it is you want and right to your doorstep.

As for this coming week, it will be busy at work and that means a lot less energy, but hopefully a lot more money!!! I also got a few books from the library and will try to stick to reading on a set schedule instead of binging right before they are due.

What are you looking forward to this coming week? Any new things you want to try out before the end of summer?