Thursday, January 22, 2015

Back from Vacation...

Ahh, a small respite from the ever demanding world is what the bf and I took and how needed it was. Luckily I had set aside some money for just this months ago and the room expense wasn't something that needed to go on the credit card (well it did, but then paid off!).

What was really important about this vacation was not only that it was paid for from a specified savings account, but that it was all about resting and recharging. Appreciating the down time and one another. We had been busy working five and six day weeks, eating whatever was available and probably not the healthiest. 

Yes, at one point I thought about it, and really questioned about using the saved up money towards a vacation instead of an extra payment towards student loans. And then those thoughts made me realize that life isn't just about paying off debt and working towards the next goal, it is about enjoying it. That is why 'extra' money was found for dance classes. These are the small wonderful things that make life worth living. 

It also made me realize the difference between cheap and frugal. There are days where we are actively working towards our goals by not buying lunch out and skipping on things we may not need. However, the pursuit of being cheap consequently makes you a miser along the way. Everything is an expense that can be sacrificed. Nothing is really that important, health and happiness are sacrificed. A balance has to be found in how far anyone should go for a healthy bank account. 

In the end it was all worth it. We were able to experience a wonderful quaint town, consume some of the best food, and not worry about a single thing, except when our next nap would be.

Have you ever thought about using a goal - specific account for extra payments towards your debt? Did you do it or did you go through with the intended goal? 

No comments:

Post a Comment